Group health insurance is an important part of employee benefits. It offers some tax-free benefits to employees and their benefit is generally less expensive than individual medical insurance. Group health insurance is a type of health insurance that covers a group of people, usually those who work for the same employer. 

It can help pay for medical expenses, like doctor visits, hospital stays, and prescriptions. Group medical insurance is usually offered through an employer, but it can also be offered through other groups, like unions or professional organizations. Health insurance is a vital part of the employee benefits package for many companies in Hong Kong. 

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Group health insurance helps protect employees and their families from the high cost of medical care. It is important to understand how group health insurance works and what it covers. Group health insurance is a type of insurance that employers purchase for their employees. The employer pays a portion of the premium, and the employee pays the rest through payroll deductions. The amount of the premium depends on the type of coverage selected and the number of employees enrolled.

Most group health insurance plans provide coverage for hospitalization, doctor visits, prescription drugs, and other medical services. Some plans also offer dental and vision coverage. Some employers also offer life insurance as part of their group health insurance package. When choosing a group health insurance plan, it is important to compare different options and select the one that best meets your needs.